Drowning in Rupees: Why My Dream Became a Debt Nightmare

The air hung heavy with the promise of a better life. The salesman's smile, brighter than the Diwali lights I yearned for, touted the credit card as a key to my dreams. A new fridge, a trip to see Amma, a chance to finally break free from the shackles of just getting by. Blinded by the allure, I swiped the card, the plastic feeling cold against my calloused fingers.

Little did I know, that convenience would soon morph into a monster. The minimum payments, a seemingly manageable bite at first, grew with every swipe. Each purchase, a silent scream buried under the weight of growing debt. The festive season, once a time of joy, became a stark reminder of what I couldn't afford. Sleep, once a refuge, became a luxury I could barely afford. The worry lines etched on my forehead became a permanent fixture, a constant reminder of the foolish bargain I'd made.

The calls started politely, a nudge to settle the dues. But with each passing month, the tone morphed into something menacing. Threats of legal action hung heavy in the air, a constant reminder of my failing. The life I'd dreamt of, a glistening mirage in the desert of debt.

This isn't the story I want for you. Don't let the plastic promise steal your peace. There's a better life waiting, built on careful planning and responsible choices. Don't let your dreams become a debt nightmare.